What to Charge per Hour – Hourly Rate Calculator USA
Freelance hourly rate calculator for US contractors – cover your income goal, costs and self-employment tax.
🔒 Free, no sign-up. Runs in your browser – your details stay on this device.
How to use it
Enter the income you want, your yearly costs, billable hours per week and weeks worked. The calculator shows the hourly rate you need.
FAQ
Why is my rate higher than an employee wage?
You pay for your own leave, tools, insurance, admin time and retirement, and not every hour is billable.
What is a billable hour?
Time you can charge a customer for. Quotes, travel and admin usually aren’t.
Disclaimer: Estimates and templates only – not tax, legal or financial advice. Rules change; check the official sources below or ask a qualified adviser before relying on results.
Official sources
Related tools
Markup & Profit Margin Calculator USAFree profit margin and markup calculator for US small businesses.Break-Even Calculator USAFree break-even point calculator in units and dollars.Free Estimate & Quote Maker (USA)Free estimate and quote maker for US contractors and small businesses, with optional sales tax. Print or save PDF.